Louisville's Short Sale Specialists
Behind on Your Louisville Mortgage? We Specialize in Short Sales.
If you're behind on your mortgage and your house isn't worth what you owe, you're not alone. We've helped more Louisville families through short sales than any other buyer in Kentucky — and we'd be honored to help you too.
You're Not in Trouble. You're in a Tough Spot.
Life changes. Markets shift. Sometimes the mortgage balance is bigger than what your home would sell for today, and the bills keep coming whether you can pay them or not. If that's where you are right now, take a breath. You have options, and we can walk through them with you — no pressure, no judgment.
We're LST Properties, a family-run real estate solutions company founded by Alex Parker in 2013. Over the past 13 years we've closed more short sales than any other buyer in the state of Kentucky. We know this process inside and out, and we know how to make it as low stress as possible for you.
What Is a Short Sale, in Plain English?
A short sale is when you sell your home for less than what you still owe on the mortgage, and your lender agrees to accept that amount as full payment. The "short" part just means the sale comes up short of the loan balance.
Here's why it matters: if you're headed toward foreclosure, a short sale is almost always a better outcome. It's less damaging to your credit, it keeps a foreclosure off your record, and in most cases you can walk away from the closing table with the debt behind you. You get a fresh start instead of a legal battle.
The catch is that short sales are complicated. The lender has to approve the sale price, the paperwork is heavy, and most real estate agents don't want to touch them. That's where we come in.
We Talk to Your Lender — You Don't Have To.
The hardest part of a short sale is the back-and-forth with the bank. Good news: that's our job, not yours.
Tell us what's going on.
Call us at (502) 208-3393 or fill out the form below. We'll have a kitchen-table conversation — no script, no sales pitch. We'll ask about the loan, the house, and what you want to happen next.
We negotiate with the bank.
We submit the offer package, field the lender's questions, push back when we need to, and handle every piece of paperwork. You're off the phone with the bank. We're on it.
You close and move on.
Once the lender approves the sale, you come to the title company, sign, and you're done. The debt is behind you, the house is off your plate, and you get your life back.
A Louisville Family We Helped
“Thank you Alex for everything you have done for us. Throughout the entire transaction, you explained every stage and we always knew what to expect. You were a step ahead and very patient in dealing with all of our questions and concerns. We thought we had no other option in selling our house as we owed more than what it was worth. They negotiated with the bank and got the deal closed like they promised.”
Nathan & Lisa — Louisville, KY
Who This Is For
If any of this sounds like what you're dealing with, a short sale may be your best path forward:
You owe more on your mortgage than your home would sell for today.
You've missed payments or you're about to.
You've received a notice from your lender about foreclosure.
Your adjustable rate reset and your payment jumped.
You're going through a divorce and can't carry the mortgage alone.
You lost your job, lost income, or hit a medical emergency.
You've tried a loan modification and it didn't work out.
You just need out, and you need someone who knows the process.
Let's Have a Conversation.
No obligation. No pressure. Just a conversation — call (502) 208-3393 or fill out the form, and we'll reach out within 24 hours.
Everything you share with us stays between us. We're here to help you think through your options, whether you end up working with us or not.